How to add business use to your policy

If you use your car for work, this cover's the business

If you use your car while you're working, rather than just driving it to work and back, you'll need business use cover.

Business use cover can be taken out at the start of a policy, or added at any point by using your online account* - My Swift Space.

When you get a car insurance quote, you'll need to select 'Social & Business' as your answer to 'Use of vehicle' if you want business use from the start of your policy.

To add business use while you're Swiftcovered you will need to:
Log in to My Swift Space using your username and password
• Within the 'Policy Details' section go to 'Car Details'
• Select 'Change'
• Enter the date you wish the change to start and select 'Continue'
• On the next page select 'Change other car details'
• Under 'Use of Vehicle' the option for 'Social & Business' will be available from the dropdown if you are eligible*
• Select 'Continue'

Once business use has been added, it will be shown on your insurance certificate.

Business use is restricted to driving for your business, or the business of your spouse/common law partner.

We don't offer business use cover if you are one of the following:

  • Housewife or househusband
  • Motor trader
  • Unemployed

*Certain restrictions apply. Please refer to policy wording.

Adding business cover is likely to result in your premium rising, but by making the change online yourself you won't pay an administration charge.

Please remember to keep all your details up to date because your cover could be affected if anything isn't correct.

Existing customers

Add business use
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Swiftcover and swiftcover.com are both trading names of AXA Insurance UK plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority