How to cancel your car insurance

What to do to cancel your car insurance or decline your renewal

We're sorry if you no longer want to stay Swiftcovered. Depending on when you want to cancel your car insurance, there are different things you need to do:

If you want to cancel AFTER you've been sent your renewal invitation:
Your renewal invitation includes details on what you need to do if you don't want to renew your car insurance. You can also log in to your Swift Space to find out how you can decline your renewal.

If you want to cancel BEFORE you've been sent your renewal invitation:
You will need to call our help team on 0330 024 6394*. Cancellations before a renewal invitation has been sent can only be made over the phone.

Upon cancellation, you will need to declare that you will destroy all copies of the Certificate of Motor Insurance relating to your policy (whether held in paper, electronic, digital or any other format) within seven days, in accordance with the Road Traffic Act 1988.

Find out how we process refunds

Please note that no refunds will be paid if a claim has been made against the policy.

From 2011, continuous car insurance is a legal requirement.
Find out about Continuous Insurance Enforcement

*Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm, Sunday and bank holidays 10am to 4pm.

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Swiftcover and are both trading names of AXA Insurance UK plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority