What happens if I make late payments?

Pay late and you could lose your policy

Should a direct debit fail for any reason, we may charge an admin fee of up to £30.00.

If you don't pay on time, we don't cancel your policy immediately. We like to give you the opportunity to correct this.

Don't wait too long as failure to pay will ultimately result in cancellation of your policy and you could be liable for further costs.

Upon cancellation, you will need to declare that you will destroy all copies of the Certificate of Motor Insurance relating to your policy within seven days.

This is in accordance with the Road Traffic Act 1988.

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Swiftcover and swiftcover.com are both trading names of AXA Insurance UK plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority