How to protect your No Claims Discount

No Claims Discount. Use it, don't lose it!

No Claims Discount saves you money. So you want to keep it safe. You can protect your No Claims Discount when you take out or renew your policy. If you're eligible to protect the discount you've built up we'll offer you the chance to do so then.

Choose protection for your No Claims Discount and you won't lose it if you:

  • Make only one claim in any one policy year
  • Make only two claims in a consecutive three year period

Don't leave it too late to add No Claims Discount protection. You can protect your No Claims Discount within 30 days of your policy start date. After that, you won't be able to add it for another year.

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Swiftcover and are both trading names of AXA Insurance UK plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority